Had two loans previous never missed a single payment alway on time but knocked back for too many reversals in 3mnths !!!!!well i went back 100 days and 4 reversals 2 of which was sunshine loans 96x2 payments oopps if you over pay sunshine loans thats deemed a reversal of ezipay debit and thats to many reversals in 3mnths silly me i shouldnt overpaid or maybe you guys could of just asked firsrt and i could of been done differently