Absolute rockstars, thanks for helping me settle my loan!

"There are pivotal moments when you look back at your property journey where it becomes obvious there were people on that journey that simply delivered results and help take you to another level. As a positive cash flow property investor, John and Kristin from Hunterwood Solutions and Builder finders are such people. As cliche as it sounds "they made a difference and changed my life".

John is not just a finance broker but also a builder broker. Yes - like you I had never heard of a builder broker before. John is pioneering a builder brokering industry and through a network of accredited builders on his panel, he tendered and brokered a builder from central western NSW for a house that burnt down. To make matters worse, council had issued an order and I was facing a big fine if construction could not be completed by a set date.

Being from Sydney and with an IT background, I had no idea about building. Let alone how to find a builder in such a remote location or questions to ask. Particularly when builders were in serious short supply during the pandemic-induced construction boom, let alone 8 hours west of Sydney. Through John's sister business called Builder Finders, he found a reputable builder and tendered the contract well within my budget. Credit where it's due; a couple of hiccups but the build went as smooth as one could have expected. The final result was legimitaly better than what I thought I would ever get for the money. Eventhough it's a rental property, I would have no hesitation in living there such was the quality of the fit and finish.

In terms of financing the build, again John was able to step up when no lender was offering me construction finance. John tapped into his private finance contacts and delivered a lending solution to get construction underway. John just made it happen when no traditional lender would step up. It was a huge relief to eventually get the finance, not pay a fine and get construction underway!

However, this was only the start.
With a large number of positive cash flow investment properties predominantly around regional parts of Australia, I had finance with a 3rd tier lender at a high interest rate. The fact is, when I tried to refinance, no lender or broker could solve the challenge of "rental reliance", postcode restriction, LVR restriction, serviceability issues and a myriad of other challenges. Kristin, workshopped my scenario with lenders. We got close a number of times and got knocked back at the last minute. To her credit, she simply did not give up when most brokers would have simply walked away. On the contrary, Kristin stepped up and it was not unusual to be getting emails at 2:30am in the morning with the solution to solve the latest lender objection. Quite extraordinary.

After 6 months of hard work, knock backs from lenders disappointment, loads of paperwork, we had the breakthrough! Kristin workshopped the deal with a lender and went one step further; she organised an internal team of bankers to specifically handle the almost dozen applications in one go. Each one had to start from scratch. Each one needed its own valuer. You get the picture. Through a collaborative effort with a team of bankers and a huge amount of emails and phone calls, I finally settled on all the loans.
So what was the end result?

My monthly repayments dropped from $8824per month to $3905.47 per month!! That's right, I now have an extra $4918.43 per month. On an annual basis that works out to be $59,016. Put it another way. That's like someone with a new $75k per annum salaried job.

My portfolio, even with the higher interest rates, was already cash flow positive. However, what the team at Hunterwood have been able to deliver means I now have a 6 figure passive income.

Like I said at the start of this testimonial, "they made a difference and changed my life". Best of all, I felt like I was a member of their family and nothing was too much trouble.

If you are reading this testimonial, you are probably evaluating who you should go with for your situation. Whether it's for builder brokering or finance brokering or even both, the depth and breadth of skills available to you is genuinely unique. It goes without saying I 100% encourage you to use the services that John and his team bring. In fact, I would go so far as to say, going elsewhere will cost you money.

A huge thankyou to John, Kristin, Karen and Lynette."

Attention to detail, and in depth mortgage knowledge coupled with friendly service make Hunterwood a highly valued mortgage broker.