Wayne has been my financial adviser since 2002. In this time, I have seen my investments grow steadily & at times markedly. The advice I have received has been prudent to my long term goals & strategies & has always been delivered in a way that I can understand. He takes the time to listen to any concerns & along with Fran, have been more then pleasing to deal with. Nothing seems too be too much trouble, & they have always provided me with prompt & courteous service. Keep up the good work.