I was involved in a collision where I hit the back of a car on my bicycle and got slapped with an $8000 bill a year later. Needless to say I was extremely surprised considering the car was already damaged and I cycled home with no damage done to me or my bicycle and I was cycling very slowly too. I felt this was absurd but I didn't know how to go about it so I asked Gary for advice and he was a star and completely took over by corresponding with the insurance and receivables companies who billed me. I couldn't have known what to do if Gary didn't help me. Such a legend, super helpful and extremely patient I can't thank you enough for all your help!