Bartercard saved me big time back in 2006, I had been with them for about 4 years in my mechanical repairs business when I had a major car accident that left me in a wheel chair for 12 months. While not been able to work and no income Bartercard still let me use it like a credit card with its suppliers and said no rush to pay it back. And not on once did they ask, in the following 12 months I started working again then started with small payments or sales to clear it up. Thanks Bartercard