We inherited a cat quite a while ago and the other half wanted to get insurance. I was sceptical and thought it was a rip-off. Anyway, to keep her happy we did and boy am I glad now! Darling pussy got into fight and came of second best. Without insurance we would be $1200 out of pocket. Claim staff were very easy to deal with, forms easy to complete and we were paid promptly.

Insured our dog for accident and illness cover to pay for vet bills. Not sure if it was a good idea or not. In April 2009 dog cut (about 2inches) his paw on tin in the backyard. Anyway, $650 dollars later I was glad we had insurance. Vet sent off the paperwork, got all but $100 back - cover only cost approx. 1/2 that. I figure we will probable put in more claims for the dog than our own health and would suggest all pet owners do it if you can afford it.