If you're seeking mortgage advice, be it to re-structure, change lenders, determine your borrowing limits etc, then call this company - but more importantly call Carl Huybers.
His office is based on Olinda (Dandenong Ranges VIC) but he has traveled to the Western, Eastern and Northern suburbs for the friends we have referred him to. We have personally used his services twice and have no hesitation in recommending him to anyone who wants to UNDERSTAND their mortgage possibilites and limitations. He is exceptional at his job.

Approximate cost: $Free