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Comments
By panda91 -
100% Trust
11th May 2013 11:29 am
Big fan of ING direct. They have fantastic promotions and I've never had an issue with them.
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By min -
100% Trust
20th May 2013 10:33 pm
Wow, I will have a look at this bank. Thanks.
Flag as suspect or inappropriateNo significant issues but we are talking about an online bank where interactions are a little limited. I get me statement in the mail. They answer the phone when I have a query - Good solid service as expected but certainly no WOW factor.
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By kyliem15 -
100% Trust
10th March 2013 4:50 pm
If you have a look at their everyday transaction account its the best available in the market. With no fee's , 3 days to fix your account if you accidentally overdraw your account, they pay you 50c when you withdraw $200+ from a supermarket etc + 5% off all paywave transactions till june 2013! if you can find me a better deal, please let me know. but frankly I havent found a better transaction account in australia
Flag as suspect or inappropriateHowever, it is a bit hard when you want the bank to issue a cheque because they don't have a branch. You have to call and they will send you the cheque. And when you want to deposit large sum amount of money, the only option is to go to the Post Office and the security is not as good as banks.
But other than that, great service (friendly customer representative)
Comments
By panda91 -
100% Trust
11th January 2013 4:09 pm
One of the better rates out there.
Flag as suspect or inappropriateThey always keep you updated with what's going on in the banking world
We are very happy, wish there was a actual ING bank.
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By panda91 -
100% Trust
30th December 2012 10:55 pm
They have fantastic savings products too.
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By itgirl41 -
100% Trust
6th December 2012 7:18 pm
You don't often hear good reviews for banks, must be good!
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By panda91 -
100% Trust
7th December 2012 11:42 am
Fantastic bank, they also have great promotions going on
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By panda91 -
100% Trust
9th December 2012 11:48 am
They have a great promotion right now, 5% cash back for purchases under $100
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By anthony1983l -
100% Trust
26th December 2012 8:55 pm
Thanks that is helpful to know, I might need to check out their products online.
Flag as suspect or inappropriate5% off all their Pay Wave transactions untill 30 June 2013!
That means every time you spend up to $99.99 and use the Pay Wave facility Ing Direct will refund you 5% of the total transaction straight back into your orange everyday account.
This is one of my favorite accounts and this offer is purely a bonus!
I have previously done a review on the Orange everyday account which you can view here. I have also provided a spreadsheet of other fee free bank accounts and what they offer so you can see the differences.
http://www.kylieloves.com.au/banking/5-off-pay-wave-transactions
Some features of this account.
No monthly account keeping fee
No min opening or ongoing balace
No transactional fees*
No charges for withdrawing money via eftpos
50cents everytime you withdraw $200 or more using eftpos
Withdraw $200 or more at any ATM and they will refund the ATM operators fee.
if you accidentally overdraw your account you have 3 days to deposit more money into your account without any penalties* (once per month only)
FAVOURITE EVERYDAY TRANSACTION ACCOUNT!
Comments
By TooStronk -
100% Trust
12th January 2013 11:19 am
Good info, for sure. Doesn't seem like a review though.
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By yvonnef4 -
100% Trust
25th June 2012 12:03 pm
Yess could not agree more. Keeps the others honest or on their toes at least.
Flag as suspect or inappropriategood customer service via phone if you need it
No fees, no ATM fees (assuming you withdraw at least $200).
The only downside is their lack of branches, which can be a problem on the rare ocassion you have a cheque to bank.
I have never had a problem with them for any reason. If only they did credit cards as well...
Comments
By kyliem15 -
100% Trust
10th March 2013 4:51 pm
your review is only positive?? whats with the 4 stars??
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By ethan_anderson -
100% Trust
30th April 2012 8:31 pm
Have been with them with a transaction account for some time and they are quite good with no fees ofcourse.
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By TooStronk -
100% Trust
2nd May 2012 1:24 pm
I almost signed up as well but I saw that the rates were special introductory rates. Those things turn me off completely.
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By itgirl41 - 100% Trust 11th May 2013 9:07 am
I like ING too - I think their approach has brought about a bit of a change in the market with other banks now having to reduce fees to compete.
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