We are problem solvers – Here’s how we can help you.

Terms of Trade

and associated forms and contracts

Protect your legal rights, spell out your customer’s legal obligations and eliminate disputes.

Credit
Reports

Protect your cashflow. Identify and avoid businesses with a bad credit history.

PPSR
Registrations

Protect your retention of title rights. Become a secured creditor in a customer insolvency.

Debt
Collection

For the slow payers who have become problem debtors.

PERSONAL SERVICE

You’ll work one-on-one with our director and key staff from start to finish, not a sales person who doesn’t understand what it’s like to own a business.

SEAMLESS IMPLEMENTATION

When you’re introducing new documents into your business you want it to be as straightforward and stress-free as possible. We will work with you and your team to ensure all your customers receive a copy of your new terms and conditions and formally accept them so you are fully protected as quickly as possible.

STRATEGIC ADVICE

We don’t just give you new documents and leave it at that. We will help you implement practical credit systems and processes that will minimise your risk and protect your business from slow payers, bad debt, and warranty/liability issues.

I became interested in helping businesses protect themselves from bad payers after my personal experience running a retail business 30 years ago.

This sparked my 25 year long journey into the business risk management sector. I’ve been running Ledger Guard for almost 15 years and am passionate about helping small and medium sized businesses avoid my mistakes and never feel the stress, frustration and annoyance of having to chase unpaid invoices.

Industries We Specialise In

What our clients say

Ledger Guard provided us with Terms and Conditions that were appropriate and relevant to our business.

The implementation of these terms and conditions has been crucial in ensuring that we had sufficient documentation to ensure that we were able to receive monies owed to us.

Not only did Larry and Geraldine provide us with the terms and conditions but once action was required they handled all communication with the debtor. I would have no hesitation in recommending Ledger Guard for the preparation of any businesses terms and conditions and also for the debt recovery services.

Credit Risk Management Advice

Top Tips for Getting Paid Sooner and Avoiding Bad Debts

1. Put everything in writing - Verbally agreeing to supply goods or services without any signed paperwork is a recipe for disaster. Quotes, orders and varied work must all be confirmed in writing so there can be no argument over what was agreed. Copies with customer...

read more

CFR Will Keep Your Business Alive

Cash Flow Resuscitation.   If you were asked, on the spot, how much money you have owing to you right now, and how much money you owe to creditors right now, how long would it take you to come up with the answer? When cash flow turns to a trickle, it’s time to unclog...

read more

Receive free credit risk management tips